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School zones do not always follow town borders. Two homes on the same street can sit in different districts - with very different taxes, ratings, and class sizes. Here is what to check, in what order, before you make an offer.
Start with the tax bill and parcel records, then call the district registrar. Postal address is not enough.
Elementary zones, middle-school pathways, transportation, and program access can vary inside the same district.
School taxes are often the largest carrying-cost layer. Compare current bills, not only rating sites.
These rows are guide-level summaries. District assignment is property-specific and must be verified by parcel before making an offer.
| Town | Primary District Signal | Guide Rating Tier | School Tax Lens | Verify |
|---|---|---|---|---|
| Ardsley | Ardsley Union Free School District | 8/10 Strong guide rating | Largest single tax component — typical $18,000-$30,000 total annual property taxes for detached single-family homes depending on assessed value and exemptions | View guide |
| Armonk | Byram Hills Central School District | 9/10 Top-tier guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Bedford | Bedford Central School District — CRITICAL: Verify by parcel. A Bedford mailing address (ZIP 10506, 10507, 10536) is NOT proof of Bedford CSD eligibility. The Town of Bedford is served primarily by Bedford CSD, but boundary parcels near Katonah-Lewisboro, Byram Hills, and Somers may fall into those districts. The 10536 ZIP code (Katonah) is shared across Bedford and Katonah-Lewisboro zones. Verify district assignment on the current tax bill and with the district registrar. | 9/10 Top-tier guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Briarcliff Manor | Briarcliff Manor UFSD | 9/10 Top-tier guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Bronxville | Bronxville Union Free School District | 10/10 Top-tier guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Chappaqua | Chappaqua Central School District | 10/10 Top-tier guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Cortlandt | Verify by parcel — Cortlandt is split among Hendrick Hudson, Lakeland, Croton-Harmon, Yorktown, and Putnam Valley Central School Districts. This is the single most important address-level verification in the town. | 7/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Cross River | Katonah-Lewisboro Union Free School District (KLSD) — CRITICAL: Verify by parcel. A Cross River mailing address (ZIP 10518) is NOT proof of KLSD eligibility. While the vast majority of Cross River addresses feed KLSD, some edge parcels near the Bedford, Pound Ridge, or North Salem borders may fall into Bedford CSD or North Salem CSD. | 9/10 Top-tier guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Croton-on-Hudson | Croton-Harmon UFSD | 8/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Dobbs Ferry | Dobbs Ferry UFSD | 8/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Eastchester | Eastchester Union Free School District — BUT Tuckahoe UFSD and Bronxville UFSD also serve portions of the Town of Eastchester. Verify by parcel tax bill. | 8/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Edgemont | Edgemont UFSD | 10/10 Top-tier guide rating | Largest single tax component — Edgemont UFSD school taxes typically represent 60-70% of the total property tax bill. Annual total taxes for detached single-family homes typically $22,000-$28,000 for the $1M-$1.5M range, notably lower than comparably valued Scarsdale Village homes due to absence of village tax. | View guide |
| Elmsford | Elmsford Union Free School District — CRITICAL: Verify by parcel. An Elmsford mailing address does NOT guarantee Elmsford UFSD assignment. Depending on the parcel, properties with an Elmsford postal address may fall into Elmsford UFSD, Greenburgh Central School District, Valhalla UFSD, Pocantico Hills Central School District, or the Tarrytowns UFSD. Confirm on current tax bill and with district registrar. | 5/10 Mixed guide rating | Typically 55-70% of the total property tax bill. Elmsford UFSD school taxes are the largest single component. If the property is in Greenburgh Central, Valhalla, Pocantico Hills, or another district, the school-tax rate and total burden will differ materially. | View guide |
| Goldens Bridge | Katonah-Lewisboro Union Free School District (KLSD) — CRITICAL: Verify by parcel. A Goldens Bridge mailing address (ZIP 10526) is NOT proof of KLSD eligibility. Border parcels near Somers, North Salem, and eastern Lewisboro may feed Somers CSD or North Salem CSD. | 9/10 Top-tier guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Greenburgh | Multiple districts serve unincorporated Greenburgh — Greenburgh Central School District (largest coverage), Edgemont Union Free School District (premium area), plus Ardsley UFSD, Dobbs Ferry UFSD, Elmsford UFSD, Hastings-on-Hudson UFSD, Irvington UFSD, Public Schools of the Tarrytowns, Valhalla UFSD, Pocantico Hills CSD, and edge assignments to White Plains City SD or Yonkers Public Schools. Verify by parcel on current tax bill and with district registrar — this is the single most important buyer verification in Greenburgh. | varies-by-district Varies by parcel | Largest single tax component — typically 60-70% of the total property tax bill. Edgemont UFSD school taxes represent a larger absolute dollar amount than Greenburgh Central school taxes for comparably valued homes, but the Edgemont premium is embedded in the purchase price. Annual total taxes for detached single-family homes in Edgemont UFSD typically $22,000-$28,000 for the $1M-$1.5M range. Annual total taxes for Greenburgh Central single-family homes typically $12,000-$20,000 for the $400K-$850K range depending on assessed value and exemptions. Co-op and condo taxes are typically embedded in monthly maintenance fees — obtain the breakdown for cross-property comparison. | View guide |
| Harrison | Harrison CSD | 8/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Hartsdale | Greenburgh Central School District | 5/10 Mixed guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Hastings-on-Hudson | Hastings-on-Hudson UFSD | 9/10 Top-tier guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Irvington | Irvington UFSD | 9/10 Top-tier guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Katonah | Katonah-Lewisboro Union Free School District (KLSD) — CRITICAL: Verify by parcel. A Katonah mailing address (ZIP 10536) is NOT proof of KLSD eligibility. The 10536 ZIP code is shared across KLSD and Bedford CSD territories. Some Katonah-address properties near the Bedford Hills or Mount Kisco borders may fall into Bedford CSD. | 9/10 Top-tier guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Larchmont | Mamaroneck UFSD | 8/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Lewisboro | Katonah-Lewisboro Union Free School District (KLSD) — serves the vast majority of the Town of Lewisboro including the hamlets of Cross River, South Salem, Waccabuc, Goldens Bridge, and Vista. CRITICAL: Verify by parcel. Edge parcels near North Salem, Bedford, and Ridgefield CT borders may fall into North Salem CSD, Bedford CSD, or Connecticut school districts. | 9/10 Top-tier guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Mamaroneck | Mamaroneck UFSD | 7/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Mount Kisco | Bedford CSD | 7/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Mount Pleasant | Mount Pleasant CSD + others | Varies by address Varies by parcel | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Mount Vernon | Mount Vernon City School District | 3/10 Lower guide rating | Approximately 55-65% of the total tax bill is allocated to the Mount Vernon City School District (estimate). The school tax levy represents the majority of the total property tax burden. | View guide |
| New Rochelle | City School District of New Rochelle | 5/10 Mixed guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| North Salem | North Salem Central School District | 8/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Ossining | Ossining Union Free School District | 5/10 Mixed guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Peekskill | Peekskill City School District | 4/10 Lower guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Pelham | Pelham Union Free School District (Pelham UFSD) | 8/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Pleasantville | Pleasantville Union Free School District (PUFSD); northern edge parcels may be in Chappaqua Central School District; parcels in the area known as "The Flats" may be in Mount Pleasant Central School District — verify by parcel | 8/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Port Chester | Port Chester-Rye Union Free School District | 4/10 Lower guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Pound Ridge | Bedford Central School District — CRITICAL: Verify by parcel. While most Pound Ridge addresses feed Bedford CSD, edge parcels near the Lewisboro, New Canaan CT, and Stamford CT borders may fall into Katonah-Lewisboro UFSD, New Canaan Public Schools (CT), or Stamford Public Schools (CT). A Pound Ridge postal address (10576) is not proof of any specific district. | 9/10 Top-tier guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Purchase | Harrison Central School District | 8/10 Strong guide rating | Largest single tax component — Harrison CSD school taxes typically represent 60-70% of the total property tax bill. Annual total taxes for detached single-family homes: $25,000-$40,000 for entry-level colonials ($1.2M-$1.8M range); $35,000-$55,000 for core family homes ($2M-$3.5M range); $60,000-$100,000+ for estate properties ($5M-$10M+ range). | View guide |
| Rye | Rye City School District (Rye CSD); note: Greenhaven and The Preserve at Rye feed into Rye Neck Union Free School District | 9/10 Top-tier guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Rye Brook | Verify by parcel | 9/10 Top-tier guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Rye Neck | Mamaroneck Union Free School District — Rye Neck is a neighborhood within the Village of Mamaroneck, NOT Rye City, and has its own distinct elementary feeder pattern within Mamaroneck UFSD: Daniel Warren ES (K-2) → F.E. Bellows ES (3-5) → Hommocks MS (6-8) → Mamaroneck HS (9-12). Rye Neck does NOT feed into Rye City School District. | 7/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Scarsdale | Scarsdale Union Free School District | 10/10 Top-tier guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Sleepy Hollow | Union Free School District of the Tarrytowns (TUFSD) | 6/10 Mixed guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Somers | Somers Central School District — serves most of the Town of Somers including the hamlets of Somers, Lincolndale, Shenorock, Amawalk, Granite Springs, and Baldwin Place. CRITICAL: Verify by parcel. Edge parcels near North Salem, Yorktown, and Katonah may fall into North Salem CSD, Yorktown CSD, or Katonah-Lewisboro UFSD. | 8/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| South Salem | Katonah-Lewisboro Union Free School District — serves hamlet of South Salem, Town of Lewisboro. Verify by parcel: some Lewisboro edge parcels near the North Salem or Bedford borders may feed North Salem CSD or Bedford CSD. A South Salem postal address is not proof of KLSD assignment. | 9/10 Top-tier guide rating | Largest single tax component — KLSD school taxes typically represent 60-70% of the total property tax bill. Annual total taxes for detached single-family homes typically $15,000-$30,000+ depending on assessed value, lot size, and exemptions. Homes on larger acreage with equestrian improvements may carry higher assessments. | View guide |
| Tarrytown | Union Free School District of the Tarrytowns (UFSD of the Tarrytowns) — shared with Village of Sleepy Hollow. Verify by parcel: southern borders may fall in Irvington UFSD; northern parcels near Pocantico Hills may be served by Pocantico Hills CSD (K-8, feeds into Briarcliff, Pleasantville, or Sleepy Hollow HS depending on specific geography). | 7/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Thornwood | Mount Pleasant Central School District (primary for central/western Thornwood), Valhalla Union Free School District (southeastern/Kensico edge), or Pleasantville Union Free School District (rare, Pleasantville-adjacent border streets) — verify by parcel. This is the single most important address-level verification in Thornwood. | 7/10 Strong guide rating | School taxes represent the largest single component — typically 60-70% of the total property tax bill. Annual total taxes for detached single-family homes in the $500K-$800K range typically run $14,000-$22,000 depending on assessed value, school district, and exemptions. The school-district assignment (Mount Pleasant Central vs. Valhalla vs. Pleasantville) materially affects the school tax component. | View guide |
| Tuckahoe | Tuckahoe Union Free School District (Tuckahoe UFSD) — VILLAGE OF TUCKAHOE RESIDENTS ONLY. CRITICAL: Tuckahoe UFSD is entirely separate from the surrounding Eastchester Union Free School District. A Tuckahoe mailing address (ZIP 10707) is NOT proof of Tuckahoe UFSD eligibility. Some 10707 addresses may be in Eastchester UFSD. Some Tuckahoe Village properties near the Bronxville border may carry Bronxville postal addresses but remain in Tuckahoe UFSD. Verify by current tax bill, Westchester County parcel/GIS records, and Tuckahoe UFSD registrar directly. | 7/10 Strong guide rating | Largest single tax component — Tuckahoe UFSD school taxes typically represent 60-70% of the total property tax bill | View guide |
| Valhalla | Valhalla Union Free School District — serves the hamlet of Valhalla, portions of Thornwood, and nearby Mount Pleasant areas. Verify by parcel. | 7/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Waccabuc | Katonah-Lewisboro Union Free School District (KLSD) — CRITICAL: Verify by parcel. A Waccabuc postal address (10597) is not proof of KLSD assignment. Edge parcels near the North Salem, Bedford, or Ridgefield CT borders may fall into North Salem Central School District, Bedford Central School District, or Connecticut districts. Confirm district assignment on the current tax bill and directly with the KLSD registrar before bidding. | 9/10 Top-tier guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| White Plains | Verify by parcel | 7/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Yonkers | Yonkers Public Schools — the fourth-largest school district in New York State, serving the entire City of Yonkers. Unlike most Westchester towns, all Yonkers addresses feed into Yonkers Public Schools — there are no border-town school-district ambiguities within city limits. Some Yonkers addresses carry Bronxville (10708), Hastings-on-Hudson (10706), or other postal codes but are still Yonkers Public Schools. | 4/10 Lower guide rating | Largest single tax component — Yonkers Public Schools taxes typically represent 55-65% of the total property tax bill. School tax rates are set through the annual Yonkers school budget process and apply uniformly across the city since Yonkers is a single-district municipality. | View guide |
| Yorktown | Primarily Lakeland Central School District, with Yorktown Central School District on southern/eastern edges and potential Croton-Harmon or Ossining assignments on western/southwestern border parcels. Verify by parcel — this is the single most important address-level verification in town. | 7/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
| Yorktown Heights | Verify by parcel — see Yorktown entry above for Lakeland CSD and Yorktown CSD details. | 7/10 Strong guide rating | School taxes are usually the largest portion of the total bill; verify the district and current tax bill. | View guide |
Showing 51 of 51 towns.
Ask about a town, street, tax bill, boundary question, or district comparison. We will tell you what to verify and where to look.
Ask about a districtQuick answers
The short answer is almost always: verify the parcel. These answers explain why.
No. School districts often cross town, village, hamlet, and postal boundaries. Two nearby homes can have different district assignments, tax bills, transportation rules, and resale audiences.
Scarsdale, Bronxville, Chappaqua, Rye, Armonk, Edgemont, Pelham, Larchmont, and several Rivertowns often appear on school-focused shortlists, but buyers should verify the actual district for the specific parcel.
Check the current property tax bill, municipality or county parcel records, and the district registrar. Do not rely only on a ZIP code, listing portal, map pin, or school-rating website.
Boundary, capacity, and program changes can happen. Before bidding, ask the district about current assignment, transportation, any known boundary discussions, and how enrollment is handled for the address.